Provides a housing trust fund for affordable housing development when funding is available, as well as information about the city's planning, zoning, and community development programs. Funding streams for homeowner assistance programs come and go and programs themselves vary in scope.

Provides loans, financial products, and financial services to individuals for small businesses, nonprofit organizations, community facilities, early care and learning businesses, and affordable housing. Offers business development assistance services and support at no cost to borrowers and clients. Provides loans to community organizations and facilities that provide essential services and opportunities to Vermonters, including rural health centers, youth/family organizations, recreational centers, elder care facilities, arts organizations, preservation organizations, historical societies & other cultural organizations. Offer business advisory services and support at no cost to borrowers and clients.

Provides technical assistance and support, as well as grant funding to help single-family homeowners create a rental apartment within their home, over a garage, or in other out-buildings. Upon completion of the apartment BAAH remains available for guidance and support. Program is limited to homes in which the owner lives, there is not an existing apartment on property, and where the owner plans to stay for at least five years. Grant amount is based on 50% reimbursement of actual costs up to $10,000. BAAH does NOT have apartments for rent and will not find apartments for individuals.

Provides loans to nonprofits, forprofits, and individuals who create or preserve affordable housing.