Home

VHFA MORTGAGE AND DOWN PAYMENT ASSISTANCE | VERMONT HOUSING FINANCE AGENCY

Provides access to low cost, flexible home ownership mortgage programs for individuals in need of affordable, low-interest mortgage financing. Program also offers a down payment assistance program for eligible first-time home buyers. VHFA does not make loans directly to consumers, but offers low-interest mortgage programs for eligible borrowers through participating lenders located throughout the state; List of lenders available online. VHFA does NOT offer refinance loans.

Categories

Low Interest LoansHome Purchase/Mortgage Refinance LoansHousing Down Payment Loans/Grants

Last Assured

12/13/2023

Physical Address

164 Saint Paul Street, Burlington, VT 05402

Hours

By Appointment; Monday-Friday: 8:00am-4:30pm

Fax

(802) 864-8081

Application process

By Telephone; By Website

Fee

Fees Vary

Eligibility

Visit Website for Eligibility Requirements

Agency info

VERMONT HOUSING FINANCE AGENCY

Vermont Housing Finance Agency (VHFA) is a state agency that develops affordable housing initiatives that finance and promote low cost, safe and decent housing opportunities for low and moderate-income Vermonters. VHFA offers low cost home ownership mortgage products to qualified Vermont home buyers, and issues housing tax credits for non-profit and for-profit developers to create and preserve affordable rental housing. VHFA supports a number of other initiatives that address a wide spectrum of housing needs in Vermont.